Article 34. Payment of Insurance Indemnity (Insurance Benefit)

The insurer shall be obliged to pay the insurance indemnity (insurance benefit) to the person specified in the insurance contract only upon the occurrence of the insured event.

The insurer shall not have the right to:

refuse to pay the insurance indemnity (insurance benefit) within the term established by the insurance contract, if it has received evidence of the occurrence of the insured event stipulated in the insurance contract or the law;

pay the insurance indemnity (insurance benefit) if the occurrence of the insured event is caused by deliberate acts of the insurant (insured person and/or beneficiary) aimed at the occurrence of the insured event. In this case, the insurer shall not return the paid insurance premium.

By agreement of the parties, the insurer, before making a full calculation of loss, may pay a part of the insurance indemnity in an amount not disputed by either party.