Article 14. Access of the dehkan farm to financial services

The Dehkan Farm may receive credits, including preferential ones, attract property and monetary funds from other legal entities and individuals on a voluntary basis and under the terms of an agreement, using pledge, guarantee, insurance, as well as other types of security for the performance of credit and debt obligations, for the purpose of carrying out its activities.

The dehkan farm has the right to acquire in its possession and use, under a leasing agreement, equipment, machinery, and tools necessary for the cultivation of agricultural crops, and the production, processing, and sale of agricultural products.

The dehkan farm has the right to obtain long-term and short-term credits for the construction of production facilities (outside the territory of the land parcels granted for maintaining a Dehkan Farm) and the purchase of fixed assets.

When receiving credit, the dehkan farm has the right to pledge property rights (possession, use) to the land parcel in its possession, the private property of the members of the dehkan farm, and future harvests.

The dehkan farm voluntarily carries out the insurance of the risk of loss (destruction), shortage, or damage to its own or leased means of production, sowings (plantings) of agricultural crops, perennial plantations, produced products, raw materials, materials, entrepreneurial risk, as well as the risk of its responsibility for breach of agreements, and receives insurance compensation in the manner and on the terms established by the legislation.

All types of privileges granted to small businesses and agricultural enterprises for crediting, insurance, and leasing also extend to dehkan farms.