Article 62. Insurance Secrecy

Information about insurants, insured persons and beneficiaries, the health status of insurants and insured persons, the insured property, the insurance amount, the availability of bank accounts, and the balances and movement of money on such accounts shall not be subject to disclosure.

The general conditions for carrying out insurance activities, the list of proposed insurance transactions and operations, the insurance tariffs, the types and terms of insurance shall be open information and shall not be the subject of insurance secrecy.

The information specified in part one of this Article may be disclosed to third parties with the written consent of the insurant, as well as the insured persons and the beneficiaries with respect to information relating to them.

Certificates of information related to compulsory insurance of civil liability of vehicle owners shall be submitted by insurers in accordance with the established procedure without the consent of the insurants to the Fund for Guaranteeing Payments on Compulsory Insurance of Civil Liability of Vehicle Owners.

Certificates of the information specified in part one of this Article shall be submitted by insurers, in accordance with the established procedure without the consent of the insurants, to the court, the prosecutor, and in case of an initiated criminal case — to the bodies of inquiry and investigation, in case of an effective court decision on seizure or arrest of the insurant's property — to state enforcement officers.

Certificates of the information specified in part one of this Article, except for information on the health status of insurants and insured persons, the availability of bank accounts, the balances and movement of money on such accounts, shall be provided by insurers in accordance with the established procedure without the consent of insurants to the relevant state administration bodies that monitor the fulfillment by insurants of the compulsory insurance obligation established by the legislation.

Certificates of concluded insurance contracts and made calculations in the event of the death of an insurant — individual shall be issued to:

the person specified in the insurant's will;

a court and a notary — on inheritance cases in their proceedings on the basis of the court decision or the notary's written request certified by its seal. The notary's written request shall be accompanied with a copy of the insurant's death certificate;